3478 Buskirk Avenue
To give you a broad overview of your current financial status, opportunity, and exposure areas, define objectives, and then establish a plan for their accomplishment. Learn what to do now to help reach your goals for a comfortable and secure retirement. Or if retiring now, or already retired, the plan provides a determination of the sufficiency of your asset base and resources for the remainder of your life and an understanding of the latitude you may have regarding additional lifestyle spending or gifting to family, charity, etc. We assist in determining your key values and then develop a plan to help you pursue their accomplishment.
BEYOND RETIREMENTWe provide practical guidance beyond when and how to get your Social Security benefits; but also little known, but important strategies for maximizing those benefits over your lifetime.
Our advisors understand that retirement planning is more than financial planning; so beyond giving you a clear picture of your financial lifestyle during retirement, we help you to assess your core values and preferences in non-financial areas of your life. This is to help you prepare for this major life transition into retirement. You get a clear picture of where they are (today) and a map to beyond.
Fee Based – Basis 1 - $995 - If you intend, on a non-obligatory basis, as needed to use RWTA to assist you with procurement of needed financial products and services related to plan implementation. In effect, this service is offered “at cost” with this alternative. No time limitation within specified scope of work above.
Fee Only - Basis 2 - $1,895 - If you wish for us to provide advice only and intend to implement on your own or through other channels. Limit of 12 hours. Should additional time be needed, it will be at discounted hourly rate of $155 per hour vs. average standard rate of $200.
We limit the size of our client-base so as to be accessible to our clients and maintain high service standards. To help assure a good mutual “fit”, we have the following guidelines for whom this service is suitable:
Additional compensation may apply in the form of commissions for purchases of individual stocks, bonds, and through services fees (12-b1) for mutual fund transactions. Fees, charges, and expenses are detailed in Cetera Advisors LLC’s ADV Part 2 A.
In some cases, meetings shown may be combined into one session or split between multiple sessions, as needed, to accommodate client needs.
Investment in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. NO system or financial planning strategy can guarantee results. Therefore, no current or prospective client should assume that future performance or any specific investment, investment strategy or product will be profitable