Broker Check

Our Professional Network

Client Centered

We have built a robust network of strategic partners that we rely on to help achieve your retirement goals. By using this network, we seek to streamline your experience. Our motto in this approach is, “If we do not know, we know someone who does”. This strategic partner network consists of independent entities with whom we have long-term working relationships. We encourage you to visit their websites and learn more about them. We will refer you to or consult with them as applicable.

Registered Investment Advisor and Broker-Dealer

Cetera Advisors LLC

As our affiliated Broker/Dealer and Registered Investment Advisor, Cetera is the foundational element of our support network. They enable us to deliver on the advice we provide by supplying us with product and strategy research, due diligence, compliance, and transactional support. We only recommend investment programs and managers who have passed through Cetera’s rigorous due diligence process. Cetera is the second largest support organization for independent financial planners in the United States, with over 9,000 affiliated advisors.

Read more: What is Cetera's Role?

Read More: Who is Cetera?

Cetera Advanced Planning Group

As senior vice president of the Advanced Planning Group, Stan Smiley, JD is responsible for the development and implementation of advanced planning strategies for Cetera Financial Group. Utilizing more than 30 years of legal and estate business planning experience, Stan and his team provide consultative services to Cetera associated advisors to help them to focus on tax planning for highly compensated individuals, and estate planning and wealth preservation strategies for high-net-worth clients and family wealth transfers.

Read More

Cetera Investment Management

The Cetera Investment Management team delivers a wealth of independent, objective research and advice designed to make sense out of the complex, often-changing economic landscape. These include thought leadership on the latest detailed market information as well as investment perspectives, asset allocation strategies, and investment ideas and recommendations. We welcome you to visit “Market Perspectives” to see some of their reports. This team is a valuable resource that helps support our efforts in advising our clients.

Read More

Timothy F. Brophy, CPA, MBA

CPA – Taxes

While Tim provides an array of tax services, we work with him on tax return preparation and tax strategy advice for our clients. Timothy F. Brophy, CPA, MBA(Tax) has 35 years’ experience in public accounting starting his career...

Read more

Richard Flanders, Attorney

Estate Planning Attorney

Attorney Richard Flanders assists in designing and drafting wills, trusts, and other legal documents for our clients. He is a member of the Estate Planning Source, a national network of financial planners and estate attorneys. Richard...

Read more

Craig Casavant

Mortgage and Real Estate

Craig Casavant specializes in mortgages, reverse mortgages, and other real estate transactions. Craig assists our clients in shopping for and obtaining mortgages. In addition, his team can provide real estate purchase and sale...

Read more

Joyce Howell CEP®, RFP®, CRC™

Certified Retirement Coach ™

In addition to being a team member of Retirement Wealth and Tax Advisors, focusing on estate and risk management, Joyce Howell is also an independent Certified Retirement Coach, specializing in Retirement Transition Coaching. As a...

Read more

Chip Sroufe

The C.O.R.E. Group

Chip Sroufe has been a Relationship Manager with The C.O.R.E. Group since June 2002. He uses the vast and varied experiences he has had throughout the financial services industry to be a well-rounded and valuable partner to advisors...

Read more

Risk Management - Insurance 

The C.O.R.E. Group 

Chip Sroufe, Senior Relationship Manager at the C.O.R.E. Group, provides our clients with risk management solutions including long term care, life insurance, and disability insurance. The C.O.R.E. Group also assists us with our estate planning strategies, designing insurance programs, and insurance product comparisons to help ensure clients get the best pricing possible. They are part of a network that allows them to electronically shop key insurance carriers and they have expertise in case placement for those with underwriting challenges.

Click Here to Learn More

Both Hicks Pension Services and Cetera Retirement Plan Solutions assist us in the design, implementation, and maintenance of retirement plans for our business owner clients.

Both firms help design and implement qualified retirement plans for our clients and their employees. They can help in selecting the best type of plan for meeting your retirement plan objectives. They then can serve as TPA’s (third party administrators) assisting in all of the steps necessary to obtain approval, run and maintain a plan in an ERISA compliant fashion. These plans can also include special plans for self employed clients without employees to allow them the benefits of a 401(k) and profit sharing, with high contribution limits.

Medicare and Medical Insurance

Neil N. Hamady, MS, MBA 

Neil’s primary focus is on Medicare Supplement and Senior Advantage health insurance plans for seniors. He works with most key carriers and can also assist with individual and group medical plans.

Neil Hamady is not affiliated or registered with Cetera Advisors LLC. Any information provided by Neil is in no way related to Cetera Advisors LLC or its registered representatives.