We have built a robust network of strategic partners that we rely on to help achieve your retirement goals. By using this network, we seek to streamline your experience. Our motto in this approach is, “If we do not know, we know someone who does”. This strategic partner network consists of independent entities with whom we have long-term working relationships. We encourage you to visit their websites and learn more about them. We will refer you to or consult with them as applicable.
Registered Investment Advisor and Broker-Dealer
As our affiliated Broker/Dealer and Registered Investment Advisor, Cetera is the foundational element of our support network. They enable us to deliver on the advice we provide by supplying us with product and strategy research, due diligence, compliance, and transactional support. We only recommend investment programs and managers who have passed through Cetera’s rigorous due diligence process. Cetera is the second largest support organization for independent financial planners in the United States, with over 9,000 affiliated advisors.
Read more: What is Cetera's Role?
Cetera Advanced Planning Group
As senior vice president of the Advanced Planning Group, Stan Smiley, JD is responsible for the development and implementation of advanced planning strategies for Cetera Financial Group. Utilizing more than 30 years of legal and estate business planning experience, Stan and his team provide consultative services to Cetera associated advisors to help them to focus on tax planning for highly compensated individuals, and estate planning and wealth preservation strategies for high-net-worth clients and family wealth transfers.
The Cetera Investment Management team delivers a wealth of independent, objective research and advice designed to make sense out of the complex, often-changing economic landscape. These include thought leadership on the latest detailed market information as well as investment perspectives, asset allocation strategies, and investment ideas and recommendations. We welcome you to visit “Market Perspectives” to see some of their reports. This team is a valuable resource that helps support our efforts in advising our clients.
Timothy F. Brophy, CPA, MBA
CPA – Taxes
While Tim provides an array of tax services, we work with him on tax return preparation and tax strategy advice for our clients. Timothy F. Brophy, CPA, MBA(Tax) has 35 years’ experience in public accounting starting his career...
Richard Flanders, Attorney
Estate Planning Attorney
Attorney Richard Flanders assists in designing and drafting wills, trusts, and other legal documents for our clients. He is a member of the Estate Planning Source, a national network of financial planners and estate attorneys. Richard...
Craig Casavant
Mortgage and Real Estate
Craig Casavant specializes in mortgages, reverse mortgages, and other real estate transactions. Craig assists our clients in shopping for and obtaining mortgages. In addition, his team can provide real estate purchase and sale...
Joyce Howell CEP®, RFP®, CRC™
Certified Retirement Coach ™
jhowell@retirement-approaches.com
In addition to being a team member of Retirement Wealth and Tax Advisors, focusing on estate and risk management, Joyce Howell is also an independent Certified Retirement Coach, specializing in Retirement Transition Coaching. As a...
Chip Sroufe
The C.O.R.E. Group
Chip Sroufe has been a Relationship Manager with The C.O.R.E. Group since June 2002. He uses the vast and varied experiences he has had throughout the financial services industry to be a well-rounded and valuable partner to advisors...
Risk Management - Insurance
The C.O.R.E. Group
Chip Sroufe, Senior Relationship Manager at the C.O.R.E. Group, provides our clients with risk management solutions including long term care, life insurance, and disability insurance. The C.O.R.E. Group also assists us with our estate planning strategies, designing insurance programs, and insurance product comparisons to help ensure clients get the best pricing possible. They are part of a network that allows them to electronically shop key insurance carriers and they have expertise in case placement for those with underwriting challenges.
Qualified Retirement Plans
